We have separate bank accounts. We have no joint accounts, we have talked about opening up a joint savings account once we get a house so we can save a bit of money up to do things to it. He pays for rent and our internet bill which altogether is about £580 a month, he’s in a much higher paying job than me but I pay for food gas and electric. I do 2 big food shops a month at £100 each plus put around £40 every 2 weeks on gas and electric (depending on time of year we use more gas in the winter so will put an extra £30 a month on it in winter) also buy any other food we need in between that bread, milk etc. It works for us, we’ve lived together for 7 years been married nearly 2 years. We opened up an ISA account each at the end of 2019 with money we where gifted from our wedding to start saving for a house and we both put £100-£200 a month in each of our accounts. I’m not great with money normally and he is but for the likes of buying our first house together and owning our own home eventually it’s motivated me more to save. We’ve been trying to buy a house from last summer but deposit percentage is currently too high here, we had a 10,000 deposit which we thought was plenty to get a decent house with a decent kitchen and bathroom we where looking at houses between 90,000 100,000 basically we had about enough for a deposit but then we’d nothing left to get anything we need like fridge/freezer, washing machine etc we own none of that. We’re currently looking into buying my grandparents house. Lower price 75,000 granted it needs work down to it but it’s a lower mortgage, within budget and leaves us a bit of money over to get anything we need for the house, but we currently need out of the rental we are in we’ve a baby on the way and the house we are in currently is falling apart and too small so buying my grandparents house is really the only way we are gonna be able to get into a house that’s our own within the next year and it has the extra space etc that we need. It’s ideal for a first time buyer