Aside from looking at your outgoings to see where you can cut back, log on to your internet banking every couple of days so you know exactly where you are with your money.
Saving might sound crazy when you seem to have nothing left over but it is a great way to actually budget. Open up savings accounts for things you will spend on like Christmas presents, car tax & mot, house repairs, rainy day etc whatever applies to you. When these things come round you'll at least be some of the way there.
It doesn't matter how much you put in whether it's £3, £5 or £20 it all adds up. What usually happens is over time you gradually put in a wee bit more. If you need to dip into any of it, at least it's there.
Saving might sound crazy when you seem to have nothing left over but it is a great way to actually budget. Open up savings accounts for things you will spend on like Christmas presents, car tax & mot, house repairs, rainy day etc whatever applies to you. When these things come round you'll at least be some of the way there.
It doesn't matter how much you put in whether it's £3, £5 or £20 it all adds up. What usually happens is over time you gradually put in a wee bit more. If you need to dip into any of it, at least it's there.